Can Aarons Call The Police On You? Check This Out

Aaron’s Inc., is a household name for rent-to-own furniture, electronics, and everyday appliances. Aaron’s was founded in 1955, and its mission is simple, “to make quality products available for the everyday people.”

Aaron also prides itself in being always available when customers need them. That is, from your first purchase of a sofa or mattress for your new home, you can lease all the products you need for your home as the need arises. 

With the ease of leasing comes the responsibility of meeting scheduled payment deadlines because companies like Aaron’s Inc need your money to stay in business. 

When this is not met, people often wonder what action a company like Aaron’s Inc would take to get customers to pay back and meet payment deadlines.

Hence, the need to answer this question;

Can Aarons Call the Police on You?

To answer directly, No! However, this response doesn’t completely explain the context. With Aaron’s, you enjoy a flexible cancellation plan that allows you to cancel your lease at any time before your agreed time of scheduled payment completion with the company.

With your lease cancellation, you will have to return the items and cease payments. In a case where you are late on your scheduled payment as communicated with the company, and this may vary depending on your state- usually between 5 to 7 days, Aarons reserves the right to call the police on you.

However, note that currently, laws posit that a person cannot possibly go to jail for failing to pay a civil debt which ranges from credit card loans, debt, and, in this case, an unpaid rental from Aaron’s.

Unfortunately, this is not completely reliable or true, as state court systems and even local court systems have succeeded in finding loopholes in these laws. In this case, the court reserves the right to post a bond on the amount you will be ordered to pay.

To know more about this, keep reading.

How Does Aaron’s Lease To Own Work?

Aaron’s lease to own offers a simple lease program where customers can make periodic renewal payments. To own the product or merchandise, all you need to do is make all of the lease renewal payments or complete an early purchase option.

Customers get to enjoy an endless list of great name-brand products with affordable and flexible payment plans.

Aaron’s is not a loan, financing, or credit outfit. However, it provides rental purchase, lease purchase, and consumer rental-purchase agreements. The digital approval process is hassle-free as no credit history is required. 

However, Aaron’s obtains information from consumer reporting agencies that are in line with all lease applications, and as a result, not all applicants are approved.

Additionally, note that you can only acquire ownership rights to the product(s) once you complete all your lease renewal payments or choose an early payment option.

How Can One Get Started With Aarons?

There are two options available for you if you choose to shop and lease with Aaron’s Inc. This includes the online, and the in-store option.

To get started online, all you need to do is visit the official website and complete an application form. Again, if you prefer in-store, applications can be completed in-store or online via apply.aarons.com. This will help them to ascertain the applicant’s in-store leasing power before visiting the store.

What Are Aarons Application Requirements?

For the online application, you would be required to provide the following;

  • Full Name
  • Address/phone
  • Residence information
  • Government-issued ID
  • Social Security Number
  • Income information
  • References contact information

For the In-store application, you would be required to provide the following;

  • Name and contact information
  • Social Security Number
  • Government-issued ID
  • Income information
  • Residence information
  • References contact information.

Please, kindly note that Aarons doesn’t charge any processing or application fee. The application is free.

Online approval would last for only 7days, while In-store approval would last for 60days from the time of approval.

What Is The Condition Of Items Shopped Online At Aarons?

When leasing online, your merchandise will be new. In some cases, you can equally view pre-leased items online and then proceed to your local store to commence the lease. Furthermore, when shopping in-store, you can choose from both new and pre-leased items.

Do Items From Aarons Come With A Warranty?

Yes! All items come with a limited extended warranty for an additional 60 days after ownership, but this is not applicable for all states in the United States.

In addition to this, some states run Aaron’s club program, which offers paid-out product service protection to its members for one year after ownership. This offer comes with an additional monthly membership fee. 

How Long Does Aarons Merchandise Delivery Take?

When ordering online, the checkout section will display the expected time of delivery.

At first, you would be asked to complete your order, and then proceed to click on the Check-out icon. The “Aaron’s Order Confirmation” would be sent to your email, and at the top of the email would be a blue “Track Order,” which you should click if you would love to track your order and delivery.

Also, note that delivery times vary based on the items selected.

For delivery methods, your local store will contact you to schedule delivery of your merchandise.

What Are The Aarons Payment Options Available?

All major credit cards are accepted; checks, money orders, and cash are equally acceptable at most locations.

To set up an online payment account, you can visit myaccount.aarons.com, proceed to click on “Sign Up,” and follow the instructions. Alternatively, you can also sign up for EZPayautomatic payments by contacting any Aarons store in your location.

What Is Aaron’s Refund And Return Policy?

A refund is applied to the card you used to make your first payment if you cancel your order before its arrival.

If you have not received your item, you can cancel by calling the helpline at 1-888-333-3785.

Once your item has been delivered, you can contact any Aarons store in your locale to schedule a time for return or pick-up as indicated in your agreement.

In this case, however, you will not receive a refund. Although you can restart your lease with the lifetime reinstatement option you wish on the same or similar value merchandise, lawn equipment is exempted from this offer. 

If you need to return your item, you must ensure that all the accessories are complete. You do not need to return your items in their original packaging.

What Is Aarons Repo Policy?

Aarons begins the repossession process once you miss your first payment, although a store representative would first reach out to you before this procedure commences at the initial stage. It is advisable to contact your local Aarons before missing any payment, as they are always more than willing to work with you.

In an event where Aarons is unable to reach you, they would try to contact your references. If they can’t reach your references within a week or two of your missed payment, they would commence repossession immediately.

Once the repossession process begins, it takes up to two weeks for the item to be finally picked up.

Conclusion

As a brand, Aarons tries to work out the most convenient plans with customers. It is advisable to contact them when you are struggling with payments.

In most cases, your local store representative can work out a more lenient payment plan with you. Aarons reserves the right to sell your debt to a debt collection agency if they cannot get in touch with you or your references.

When this is done, the collection agency can charge you to court and can, in most cases, get you arrested if you fail to make a court-ordered Payment or for contempt of law if you fail to make a court appearance after you have been charged.

Failure to meet Aarons payment agreements can have very grievous consequences and, in some cases, might lead to arrest, although some states have fair debt collection laws that might protect you. In any case, the wise choice to make is to let Aarons know the moment you experience any struggles with payment.

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